This is a cute light sweatshirt. It can be worn alone, as pictured, or with a crew T-shirt, turtleneck or collard shirt, underneath. It is fun and young looking and very comfortable :) Seems to be made well...did not find any loose strings or stitching on this product, when received. The style is a little shorter than I would prefer, which is why I purchased a large versus a medium. However it is indicated in both the description and the picture, that this is the case, so no surprises there.